A GTRi Policy Perspective 1. The Paradox Every year, Biharis abroad send home ₹1,00,000 crore. Enough to build a new Patna every two years. Yet our villages still lack bank branches. Let that sit. We are talking about one of…

Meet Rohit. This is one of the most important — and most misunderstood — questions in Indian development economics. And the conventional answer (“Bihar is poor because its people are uneducated/corrupt/whatever”) is almost entirely wrong. Let me reframe it. Bihar…